Rodney E. Hood
Former Acting Comptroller
U.S. Office of the Comptroller of the Currency (OCC)
Rodney E. Hood is the Former Acting Comptroller of the Currency.
The Honorable Rodney E. Hood is a nationally recognized financial regulator, board director, and strategic advisor with nearly three decades of senior leadership across prudential supervision, capital adequacy, enterprise risk management, and financial innovation. He has served in multiple presidential administrations and has been confirmed twice by the United States Senate to the nation’s most senior financial regulatory roles.
Mr. Hood has held a rare combination of leadership posts at the pinnacle of the U.S. regulatory system, serving as Chairman of the National Credit Union Administration (NCUA), Acting Comptroller of the Currency, a Member of the Board of Directors of the Federal Deposit Insurance Corporation (FDIC), and a voting member of the Financial Stability Oversight Council (FSOC). He is the only individual in U.S. history to have led both the federal credit union regulator and the federal banking regulator, affording him a uniquely comprehensive, system-wide perspective on financial supervision, regulatory policy, and institutional governance.
As Acting Comptroller of the Currency, Mr. Hood played a catalytic role in responsibly integrating digital assets into the U.S. banking system. He advanced regulatory clarity through OCC Interpretive Letters 1183 and 1184, which affirmed that national banks may engage in certain crypto-asset custody, stablecoin-related activities, and distributed ledger-based payment systems—subject to strong risk management, governance, and supervisory oversight. His leadership helped move digital asset activity from regulatory uncertainty toward supervised, bank-grade implementation.
Mr. Hood has also been a leading public advocate for legislative frameworks designed to provide clarity and guardrails for stablecoins and modern payment systems, including support for the GENIUS Act. His policy approach emphasizes regulatory clarity, consumer protection, financial stability, and the importance of aligning innovation with safety and soundness.
Earlier, as Chairman of the NCUA, Mr. Hood served as chief prudential supervisor of the entire federally insured credit union system, overseeing more than $2 trillion in assets and safeguarding the National Credit Union Share Insurance Fund. His leadership emphasized strong governance, early risk
identification, and timely corrective action—helping preserve system resilience, liquidity, and operational continuity during periods of economic stress and market volatility.
Mr. Hood also served as Vice Chairman of the Federal Financial Institutions Examination Council and later, as Acting Comptroller of the Currency, as Chairman of the FFIEC—leading interagency coordination on supervisory policy, examination standards, cybersecurity resilience, BSA/AML compliance, and operational risk management across the federal banking agencies. During this period, he served concurrently on the FDIC Board and FSOC, contributing to system-wide financial stability oversight, interagency risk assessment, and macroprudential policy deliberations.